Terms of Services
Services offered to a user/ Client such as users account, transaction or any of our products can be suspended at the sole discretion of our management if a user violets any of our policies or have found to be using our services for fraudulent, Illegal or elicit transactions or activities, however the user will be informed of the suspension or service interruption via email and the local authorities will be notified.
Our user support channel are built for the sole use of service support, any user/ client found abusing our systems by creating and sending spam messages to our support team will have their account immediately suspended from our platforms and services will no longer be rendered to such a user/ client.
We as Hcoin value the rights and integrity of our clients as much as we do for our staff, therefore any user found abusing any of the Hcoin staff verbally, emotionally, psychologically, physically be it on any of our digital platforms, walk-in branches risk their accounts to be terminated and face legal action.
1. LAWS AND REGULATIONS
User access to and use of any Site is subject to all applicable international, federal, state and local laws and regulations.
2. NO WARRANTIES
ALL CONTENT, PRODUCTS, AND SERVICES ON THE SITES, OR OBTAINED FROM A LINKED SITE, ARE PROVIDED TO YOU "AS IS" WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY OR ACCURACY.
HCOIN (PTY) LTD DOES NOT ENDORSE AND IS NOT RESPONSIBLE FOR (A) THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE OR STATEMENT MADE THROUGH A SITE BY ANY PARTY OTHER THAN HCOIN (PTY) LTD, (B) ANY CONTENT PROVIDED ON LINKED SITES OR (C) THE CAPABILITIES OR RELIABILITY OF ANY PRODUCT OR SERVICE OBTAINED FROM A LINKED SITE.
OTHER THAN AS REQUIRED UNDER APPLICABLE CONSUMER PROTECTION LAW, UNDER NO CIRCUMSTANCE WILL HCOIN (PTY)LTD BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A USER'S RELIANCE ON INFORMATION OBTAINED THROUGH A SITE OR A LINKED SITE, OR USER'S RELIANCE ON ANY PRODUCT OR SERVICE OBTAINED FROM A LINKED SITE. IT IS THE RESPONSIBILITY OF THE USER TO EVALUATE THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY OPINION, ADVICE OR OTHER CONTENT AVAILABLE THROUGH THE SITE, OR OBTAINED FROM A LINKED SITE. PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC OPINION, ADVICE, PRODUCT, SERVICE, OR OTHER CONTENT.
The trademarks, logos and service marks ("Marks") displayed on the Sites are the property of HCOIN (PTY)LTD and other parties. Users are prohibited from using any Marks for any purpose including, but not limited to use as metatags on other pages, websites or digital properties without the written permission of HCOIN (PTY)LTD or such third party which may own the Marks. All information and content including any software programs available on or through a Site ("Content") is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any Content available on or through a Site for commercial or public purposes.
4. Prohibited Sub-Merchants
HCOIN (PTY) LTD shall not solicit or sign agreements with merchants or sub-merchants (i) in any of the following categories/businesses, or (ii) engaging in any of the following activities as may be updated by Hcoin in its sole discretion from time to time as they are Prohibited by Hcoin and/or the Card Brand rules:
Any product, service or activity that is deceptive, unfair, predatory or prohibited by one or more Card Brands.
Any Merchant selling goods or services that represent a violation of any law, statute or regulation.
Any Merchant selling products that infringe on the intellectual property rights of others, including counterfeit goods or any product or service that infringes on the copyright, trademark or trade secrets of any third party, such as many Cyberlockers.
Any Merchant accepting a card as payment for a dishonored check or for an item deemed uncollectible by another merchant.
Any Merchant that accepts a card at a scrip-dispensing terminal.
Adult entertainment and/or adult content websites including Electronic Commerce adult content (videotext).
Brand or Reputational damaging, potential or otherwise, activities including Child Pornography, Escort Services, Mail Order Brides, Occult.
Drug Paraphernalia. e-Cigarettes.
Firearms and weapons including Ammunition.
Internet/Mail Order Pharmacies.
Investment or “get rich quick” merchants, businesses or programs.
Marijuana dispensaries and related products or services.
Multi-Level Marketing Businesses.
“Negative option” marketing, renewal, or continuity subscription practices; marketing activities involving low-dollar trails, “pay only for shipping,” and/or “free trial” periods after which a credit card is charged periodically and/or a significantly larger amount.
Psychics and “occult” businesses.
Quasi-Cash or Stored Value.
Substances designed to mimic illegal drugs.